Budgeting for Construction

Before the first shovel hits the ground, churches must “count the cost.” Practical stewardship

calls for comprehensive budgeting—factoring in not just construction expenses, but also

permitting, site work, furnishings, technology, and a reserve for unexpected costs. Creating a

contingency plan ensures that surprises don’t derail the project or place undue stress on the

congregation. Wise leaders also evaluate their current giving patterns and fundraising capacity

with expert guidance, helping shape a building plan that fits the church’s resources. By planning

prudently, a church sets up its ministry to flourish both during and after construction.